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"2019 China Financial Services and Innovation Forum" successfully held in Beijing

来源: 经济日报-中国经济网 November 15, 2019 18:08 Source: Economic Daily-China Economic Net

"2019 China Financial Services and Innovation Forum" successfully held in Beijing

More than 100 financial companies participated in the event

Economic Daily-China Economic Net, Beijing, November 15th. Today, the "2019 China Financial Services and Innovation Forum" hosted by China Economic Net and co-organized by Ping An Ping An Pratt & Whitney was successfully held in Beijing. The theme of this forum is "Finance supports high-quality development of the economy". The forum aims to organize relevant sectors, companies, experts and scholars of the financial industry to conduct in-depth discussions on hot financial topics through targeted topic setting and high-level dialogues and exchanges. Summarize experiences, make suggestions and contribute to the healthy and stable development of China's financial industry.

It is reported that nearly 300 people including industry executives, academic think tanks, banks, insurance, funds and other industry company executives and media personnel attended the forum.

Zhang Xiaoying, president and editor-in-chief of the Economic Daily News, deputy chairman of the Social Construction Committee of the National People's Congress, Ren Xianliang, president of the China Cyber Social Organization Federation, Chen Jing, first-level inspector of the Consumer Rights Protection Bureau of the China Banking and Insurance Regulatory Commission, Zhao Lifen, Vice President, and Dong Zhuli, Deputy Secretary-General of China Consumers Association attended the forum and delivered speeches.

In his speech, Zhang Xiaoying said that when General Secretary Xi Jinping presided over the thirteenth collective study of the Central Political Bureau earlier this year, he emphasized that since the reform and opening up, China's financial industry has achieved historic achievements, especially since the 18th National Congress of the Communist Party of China. Promote financial reform and development in an orderly manner, manage financial risks, maintain rapid development of the financial industry, and advance financial reform and orderly. However, at the same time, China's financial industry's market structure, business philosophy, innovation ability, and service level have not yet met the requirements of high-quality economic development, and many contradictions and problems remain prominent. The General Secretary emphasized that we must deepen our understanding of the international and domestic financial situation, correctly grasp the nature of finance, deepen financial supply-side structural reforms, balance the relationship between stable growth and risk prevention, accurately and effectively handle risks in key areas, and deepen financial reforms. Opening up and enhancing the ability of financial services to the real economy, resolutely fighting against major risks, including financial risks, and promoting the healthy development of China's financial industry.

China Economic Net has always been committed to improving the professionalism of financial reporting, strengthening positive guidance and highlighting serviceability, and has created a good public opinion environment for maintaining financial security and preventing and controlling financial risks.

In the new era, China's economy has shifted from a high-speed growth stage to a high-quality development stage. To achieve high-quality economic development, we must have the strong support of the real economy and high-quality financial development. Economic Daily and China Economic Network are willing to share with you Together, they will contribute to the development of China's financial industry in their respective fields and work together to achieve the high-quality development of our economy.

Zhang Xiaoying, President and Editor-in-Chief of the Economic Daily, attended the meeting and delivered a speech

In his speech, Ren Xianliang, president of the China Federation of Cyber Social Organizations, said that to achieve high-quality economic development in China, strong financial support is indispensable. Among them, the Internet is an important driving force. However, at the same time that the Internet has greatly promoted financial and economic development, online fraud, online pyramid schemes, illegal fundraising on the Internet, P2P thunderstorms, campus loans, and other illegal crimes are also commonplace, which has caused great property losses to the people. At the same time, it also poses a great danger to the national Internet financial security, and brings new challenges to prevent and resolve financial risks.

Because of this, in terms of innovating Internet financial services and preventing Internet financial risks, Ren Xianliang suggested that first of all, we must thoroughly implement the existing cybersecurity law, and at the same time carry out Internet financial supervision in accordance with laws and regulations, we must also improve relevant legislation in the financial field. Promote the formation of a system of governing networks and managing networks in accordance with the law. At the same time, it is also necessary to actively develop more convenient and secure online financial service technologies and products to make Internet financial services more assured, more intimate, more comfortable, and warmer. Through the use of online and offline means, the financial literacy of netizens is continuously improved, and the ability and level of prevention and fraud are enhanced.

Ren Xianliang, deputy chairman of the Social Construction Committee of the National People's Congress, and president of the China Federation of Cyber Social Organizations

Chen Jing, an inspector at the Consumer Protection Bureau of the China Banking Regulatory Commission, also attended the forum and delivered a speech.

Chen Jing, First Class Inspector, Consumer Rights Protection Bureau, China Banking and Insurance Regulatory Commission

Zhao Lifen, former vice president of the Central University of Finance and Economics, said that financial support for high-quality economic development is a topic that has received widespread attention. At this stage in China and in the future, financial support for high-quality economic development is the first and most important choice. Support innovation. Innovation is the primary driving force for development. Intensifying technological innovation and promoting industrial upgrading have become the key to China's sustained and healthy economic growth and high-quality development in the future.

Zhao Lifen emphasized that the transformation of the economic growth model requires the transformation of the financial model, and vigorously developing direct investment, mainly equity investment, is a key measure to improve the financing structure, promote innovation and promote industrial upgrading, and it is also an important means to promote high-quality economic development.

Former Vice President of Central University of Finance and Economics Zhao Lifen China Economic Network reporter Wang Yan / photo

Dong Zhuli, deputy secretary general of the China Consumers Association, said that China's financial industry has indeed made rapid development in recent years, and the financial consumer market has continued to expand, which has really provided a very convenient consumer experience and more consumer choices for the vast number of consumers. However, in the course of these developments and services, there are also some problems such as untrue publicity, incomplete information notification, and unreasonable charges.

Dong Zhuli believes that there are three issues in financial services and innovation that need to be clarified. The first is that services and innovation must be based on the protection of consumer interests; the second is that services and innovation must be protected by laws and regulations; the third is that honesty and credit can be used as a bridge. Regarding consumer education, Dong Zhuli said that without mature consumers, there will be no mature market. Faced with new models and risks such as financial consumption, the basic and preventive role of consumer education is particularly important.

Dong Zhuli appealed that the promotion of financial consumer education cannot be achieved without the common participation and support of the society. He hoped that relevant government departments and industry organizations will further play a leading and self-regulatory role in financial consumer education, further improve the financial consumer education system, and establish a long-term role in consumer education. Effective mechanism, integrate all kinds of financial consumption education resources, and strengthen the implementation of financial consumption education.

Dong Zhuli, Deputy Secretary-General of China Consumers Association

At the meeting, China Economic Net and China Ping An Group also jointly issued the "Proposal for Improving the Financial Consumer Literacy Plan". According to the reporter's understanding, this is to implement the "people-centered" development philosophy, and effectively meet the growing financial needs of the people, and cooperate with the People's Bank of China, the China Banking and Insurance Regulatory Commission, the China Securities Regulatory Commission, the State Cyberspace Administration, and the State Market Supervision This initiative was launched by the General Administration, as well as the China Social Network Working Committee, the China Consumers Association and other measures in the areas of financial consumer protection and investor education.

The specific contents include popularizing basic financial knowledge and improving consumer financial literacy; establishing a correct financial consumption concept and guiding rational consumption investment; preventing illegal financial activities and promptly prompting risks; creating a sound financial Internet ecology and striving for good finance Internet users, etc.

China Economic Net and China Ping An will next use their own resources, give play to their advantages, start from their own, and actively implement the above initiatives. They will work with all sectors of the society to actively develop financial consumer literacy improvement programs, use digital media to mediaize, and popularize finance. Knowledge carries out special education activities, guides consumers to make rational investments, fully assumes the social responsibilities of the media and enterprises, and contributes to the improvement of financial consumer literacy.

China Economic Net and Ping An Group jointly issued the "Proposal for Financial Consumer Literacy Enhancement Plan". The picture shows Wang Xudong, president of China Economic Net (second from right), Chen Yao (second from left), general manager of Ping An Group's brand publicity department, Xu Qionghua (first from left), brand public relations director of Ping An Bank, and Cheng Rui (right from Ping An Inclusive Financial Research Institute) A) Group photo

Wang Xudong, President of China Economic Network, said: "As a responsible media, we must not turn a blind eye to online financial scams. We cannot stand aside and talk about it. We must do it, so we and Ping An Group have jointly launched this initiative to enhance financial consumer literacy. .We will do more in the future, and work hard to disseminate the correct financial basics and create a good learning atmosphere. "

Wang Xudong, President of China Economic Net Wang Yan / Photo by China Economic Net

In addition, Li Yimei, General Manager of Huaxia Fund Management Co., Ltd., Yang Hong, Vice President of China Life Insurance Co., Ltd., Chen Yao, General Manager of Brand Publicity Department of Ping An Group, Wei Hongbo, Vice President of Changjiang Securities Co., Ltd., and Director of Banking Research Center of Central University of Finance and Economics Guo Tianyong, Lei Jie, Dean of Zhongcai Longma Capital Research Institute, and Wang Wen, Executive Dean of Chongyang Financial Research Institute of the People's Congress gave speeches on the topics of the forum.

Li Yimei, general manager of Huaxia Fund Management Co., Ltd., said in a keynote speech that public funds have always been at the forefront of financial industry reform and opening up, and have become one of the most reliable investment tools for ordinary people. Li Yimei believes that public funds to help financial services and innovation should start from the outstanding attributes and core competitiveness of public funds, vigorously develop inclusive finance, and strive to achieve the people's longing for a better life.

Li Yimei, General Manager of China Asset Management Co., Ltd. Wang Yan / Photo by China Economic Net

Yang Hong, vice president of China Life Insurance Co., Ltd., said in his speech that in the context of China's economic transformation, China's insurance industry has entered a rapid period of high-quality development. Only by being concise, precise, precise, diverse, and enhancing technological content In order to better provide quality services to customers. Yang Hong believes that the real good service cannot be completely replaced by intelligent services, and humane care must be provided in the service. How to integrate this humane care with intelligent services needs to be explored in the future.

Yang Hong, Vice President of China Life Insurance Co., Ltd. Wang Yan / Photo by China Economic Net

Chen Yao, general manager of Ping An Group's brand promotion department, said that serving the national economy and people's livelihood is the original intention and mission of Ping An. Ping An practices consumer-centric and customer-centric development concepts, fully utilizes the advantages of "finance + technology" and "finance + ecology" to provide professional services to more than 200 million customers. At the same time, it actively fulfills social responsibilities and uses its own resources to carry out a variety of financial knowledge popularization activities to help financial consumers improve their literacy. Ping An is consumer-centric and not only makes full use of offline financial knowledge in numerous stores and workplaces across the country, but also focuses on online communication, strengthens online and digital applications, and motivates customers to participate. While strengthening the education of internal practitioners, we also focus on strengthening targeted education to better serve special consumer groups.

Chen Yao, General Manager of Brand Promotion Department of Ping An Group

Wei Hongbo, vice president of Changjiang Securities Co., Ltd., said that the best investor experience is to make money for him, but everyone has a different understanding of making money. Wei Hongbo emphasized the concept of "stable money making" in his speech. Wei Hongbo believes that we should refer to a certain performance benchmark and continue to beat the benchmark for a long time to let everyone slowly make money.

For Chinese public funds, Wei Hongbo personally believes that this is the best carrier of China's core assets. How to find a good public fund? Changjiang Securities is currently trying to track and research fund companies, fund products and fund managers with new methods and technologies. In Wei Hongbo's eyes, in the fund research system, the fund manager is the core, and the fund manager should be the core, including an evaluation research system for fund companies and fund products.

Wei Hongbo, Vice President and Chief Financial Technology Officer of Changjiang Securities Co., Ltd. Wang Yan / Photo by China Economic Net

Guo Tianyong, director of the Banking Research Center of the Central University of Finance and Economics, said that the future of the banking industry requires service sinking, innovative business management models, and truly serving consumer finance for small and medium customers. For commercial banks, it is necessary to establish a sound assessment mechanism and to integrate it with the Internet and financial technology. Guo Tianyong also said that maintaining a good monetary and financial environment is very important for the development of the financial industry. Supervision and monetary policies must be continuous and stable. The pursuit of high-quality economic development requires a stable and predictable monetary and financial environment.

Guo Tianyong, Director, Banking Research Center, Central University of Finance and Economics Wang Yan / Photo by China Economic Net

In addition, in the two sub-forums of "Financial Consumer Education and Protection" and "Science and Technology Empowering Financial Services to Improve Quality and Efficiency", a number of regulator officials, financial institution executives and experts also delivered keynote speeches. The discussions on the topic were carried out in the roundtable forum.

With the acceleration of China's financial industry's opening to the outside world, how to make the financial industry better serve customers and the real economy, and add science and technology to the industry in the context of the rapid development of science and technology, so that more effective risk control becomes A question that financial professionals should think about. The "2019 China Financial Services and Innovation Forum" has emerged as the times require. In the future, the high-quality development of the financial industry will inevitably help China's economy to move more stable and better.

The reporter was informed that in order to establish the industry's typical and advanced incentives, China Economic Net also jointly released the "Top 100 Financial Services" and the "Top 100 Financial Innovations 2019" jointly with the Longma Capital Research Institute of Central University of Finance and Economics and the Chongyang Institute of Finance of Renmin University of China. "Strong" list. Gao Yi Asset Chief Operating Officer and Chief Risk Officer Zhu Kejun then made a speech.

List of "Top 100 Financial Services in 2019":

1

ICBC

51

Taiping Property & Casualty Insurance

2

Agricultural Bank of China

52

Langfang Bank

3

China Post Bank

53

Zhangjiakou bank

4

China Construction Bank

54

Gansu Bank

5

China Fund

55

Jiangxi Bank

6

Ping An Life

56

Jiujiang Bank

7

Ping An Property & Casualty

57

China Merchants Fund

8

Bank of Communications

58

Kunlun Health Insurance

9

China Life Insurance

59

Tianfeng Securities

10

Bank of China

60

Wells Fargo Fund

11

Bank of Beijing

61

China Land Insurance

12

Industrial Bank

62

Guoxin Securities

13

China Everbright Bank

63

Fude Life Life

14

Ping An Bank

64

Changjiang Securities

15

Sunshine Property Insurance

65

Tianhong Fund

16

Bank of Jiangsu

66

Huitianfu Fund

17

Pacific Property Insurance

67

La kara

18

Zheshang Bank

68

Shen Wanhongyuan

19

Bank of ningbo

69

Luoyang Bank

20

HSBC Bank

70

Huaan Fund

twenty one

ZhongAn Insurance

71

Industrial Securities

twenty two

Shanghai Bank

72

Southern Fund

twenty three

CITIC Bank

73

Penghua Fund

twenty four

Taikang Life

74

BOC Fund

25

Harbin Bank

75

Cathay Fund

26

Shengjing Bank

76

360 Finance

27

Bank of tianjin

77

CCB Fund

28

Huatai Securities

78

Warburg Fund

29

China Merchants Bank

79

CITIC Securities

30

Shanghai Rural Commercial Bank

80

Boshi Fund

31

Shanghai Pudong Development Bank

81

Huatai Insurance

32

Hengfeng Bank

82

China UnionPay

33

PICC P & C

83

IFC Securities

34

Huishang Bank

84

Minsheng Bank

35

Harvest Fund

85

SPDB AXA Fund

36

Taiping Life

86

Changsheng Fund

37

CITIC Construction Investment Securities

87

Invesco Great Wall Fund

38

Suning Finance

88

On Morgan

39

Orient Securities

89

Bank of Communications Schroder Fund

40

Xinhua Insurance

90

Agricultural Bank of China Fund

41

WeBank

91

Xiamen Bank

42

Ping An Inclusive

92

Financing Fund

43

Yinhua Fund

93

Dacheng Fund

44

E Fund Fund

94

CEIBS Fund

45

Suzhou Bank

95

Minsheng Banking Fund

46

Soochow Securities

96

Jinglin Assets

47

GF Securities

97

Gao Yi Assets

48

ICBC Credit Suisse Fund

98

Everbright Prudential

49

Ant Financial

99

Rizhao Bank

50

Qianhai Life

100

Galaxy Securities

List of "Top 100 Financial Innovations of 2019":

1

Agricultural Bank of China

51

Huishang Bank

2

ICBC

52

Taiping Property & Casualty Insurance

3

China Construction Bank

53

ICBC Credit Suisse Fund

4

Bank of Beijing

54

CITIC Construction Investment Securities

5

Industrial Bank

55

Huaan Fund

6

China Post Bank

56

IFC Securities

7

Ping An Inclusive

57

Everbright Sun Life

8

China Fund

58

Hangzhou Bank

9

CITIC Bank

59

Jiujiang Bank

10

Ant Financial

60

BOC Fund

11

Ping An Bank

61

Guiyang Bank

12

Shanghai Bank

62

Cathay Fund

13

China Everbright Bank

63

Hengfeng Bank

14

Bank of ningbo

64

China Merchants Fund

15

China Life Insurance

65

La kara

16

Bank of Communications

66

Shanghai Rural Commercial Bank

17

Bank of China

67

Changjiang Securities

18

Taiping Life

68

Boshi Fund

19

Soochow Securities

69

Guotai Junan

20

Taikang Life

70

Harbin Bank

twenty one

ZhongAn Insurance

71

Ping An Fund

twenty two

Ping An Property & Casualty

72

Bank of Jiangsu

twenty three

GF Securities

73

GF Fund

twenty four

E-commerce bank

74

Xi'an Bank

25

Huatai United Securities

75

Jiangxi Bank

26

Sun Life

76

Suzhou Bank

27

China UnionPay

77

Weihai City Commercial Bank

28

Harvest Fund

78

Shanxi Securities

29

China Merchants Bank

79

Junkang Life

30

Guoxin Securities

80

Orient Securities

31

Tianhong Fund

81

Guangfa Bank

32

JD.com

82

Southern Fund

33

HSBC Bank

83

Chengdu bank

34

Pacific Life Insurance

84

Baoying Fund

35

China Property & Casualty Insurance

85

Nuoan Fund

36

Ping An Securities

86

Langfang Bank

37

Yinhua Fund

87

Chongqing Rural Commercial Bank

38

WeBank

88

Wells Fargo Fund

39

Bank of tianjin

89

Penghua Fund

40

Everbright Securities

90

Gansu Bank

41

Zhengzhou Bank

91

China Insurance

42

E Fund Fund

92

Chinese Entrepreneurs Fund

43

United Life

93

China Merchants Securities

44

Tianfeng Securities

94

CCB Fund

45

Shanghai Pudong Development Bank

95

Guohua Life

46

Du Xiaoman Finance

96

Win Win Fund

47

Qianhai Life

97

CITIC Prudential Fund

48

Industrial Securities

98

Great Wall Fund

49

Huitianfu Fund

99

Qingdao Bank

50

China Land Insurance

100

Bohai Bank

(Responsible editor: Wei Jingting)


China Economic Network statement: Stock market information comes from cooperative media and institutions, is the author's personal opinion, is for investors' reference only, and does not constitute investment advice. Investors do so at their own risk.
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"2019 China Financial Services and Innovation Forum" successfully held in Beijing

来源:经济日报-中国经济网 2019-11-15 18:08 Source: Economic Daily-China Economic Net
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